Gina Farrell

Indepenent Funding Group

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What To Watch Out For When Buying A Home

December 10, 2020 by Gina Farrell

What To Watch Out For When Buying A HomeBuying a new home is an exciting experience.  At the same time, it is also important for everyone to think about a few important topics that have to be discussed before they place an offer on a home. That way, everyone can rest easy, knowing they have done their due diligence when it comes to purchasing a new home.

Do Not Neglect The Noise Level Of The Neighborhood

One of the most commonly overlooked topics when it comes to buying a house is the noise level of the neighborhood. Some noise from the outside world is to be expected, particularly for those who move into a busy neighborhood. During a tour of the potential home, it is a good idea to ask realtors to lower the level of background noise. That way, people can get a good feel for what the potential neighborhood noise level might be like. 

Always Ask About The Age Of The Roof

One of the easiest facets of a house to overlook is the roof. At the same time, the roof is also one of the biggest parts of the home. Therefore, it is a good idea for everyone to make sure they do a thorough inspection of the roof. They should look for damages both from the outside as well as inside. Ask about the age of the roof as well. Be sure to check for damaged shingles.

Ask About The Age Of The HVAC System

Another topic that has to be discussed is the HVAC system. In general, people should expect to get between 15 and 20 years of life out of their HVAC system. If the HVAC system in the home is getting close to the point of replacement, then it might be a good idea to ask for a price reduction because the new homeowner is going to have to replace the HVAC system in the near future.

Perform Due Diligence Before Buying A Home

These are a few of the most important points that people have to follow when they are buying a new home. Asking about these issues ahead of time can prevent homeowners from being surprised down the road.

 

Filed Under: Mortgage Tips Tagged With: Home Purchase, HVAC, Roof

Taking A Closer Look At Home Improvement In 2020

October 6, 2020 by Gina Farrell

Taking A Closer Look At Home Improvement In 2020When it comes to home improvement in 2020, many people are spending more time in their homes than they ever have in the past. With kids attending school from home and people working from home, many homeowners are looking at ways to potentially improve the qualities of their homes through home improvement projects.

With fall right around the corner, it is a great idea to take a closer look at some projects that can help homeowners stay safe while also saving money this winter.

Do Not Neglect The HVAC System

One of the most important points that all homeowners need to keep in mind involves the HVAC system. The HVAC system is one of the most important systems in the home, particularly during the winter when it will supply heat. If the heater hasn’t been turned on in a while, then it needs to be inspected. Routine maintenance will not only extend the longevity of the HVAC unit but will also help it run more efficiently. This could help homeowners save a lot of money on their utility bills.

Think About The Insulation In The Home

Homeowners who are looking for ways to reduce their utility bills should also think about the insulation in their homes. There are a few common locations in which heat might leave the home, driving up utility bills. This commonly includes the windows and doors. Therefore, homeowners should think about re-sealing their windows or doors in an effort to keep heat from leaving through these portals. This can reduce the stress on the HVAC system and save people money.

The Roof Is A Common Problem

Finally, homeowners should also think about their roofs as well. During the fall, it is common for leaves to land on the roof and start to clog the gutters. This can cause liquid to back up into the gutters and damage the roof. With this in mind, homeowners need to think carefully about the roof and make sure that this is included in a home improvement project. Roof leaks can lead to major repair bills quickly and addressing this problem early can save money.

These are a few of the top home improvement projects that all homeowners should consider in 2020.

Filed Under: Mortgage Tagged With: Home Improvement, HVAC, MortgageTips

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