Gina Farrell

Indepenent Funding Group

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Loan Checklist

Documents required vary from loan to loan, but generally the following are required, often for up to two years back:

  • Copies of pay stubs for each applicant, reflecting a minimum of 30 days of income
  • Names/addresses of employers for two years
  • W-2s for two years
  • One to two years of tax returns
  • A completed and signed Form 4506-T or 4506T-EZ, provided by your Mortgage Banker
  • Bank statements for two to three months
  • If self-employed, year-to-date profit and loss statement, plus signed returns for last two years
  • Proof of pension income, if applicable
  • Social Security and Disability payments, if applicable
  • Dividend earnings
  • Bonuses
  • Child support or alimony payments (optional for you to disclose)
  • A copy of earnest money deposit
  • Information on debts such as car loans, student loans and credit cards
  • Security accounts (stocks, bonds, life insurance)
Gina

Contact Gina


Sr. Loan Consultant
Independent Funding Group
CALL 714-931-3541

NMLS #296734
DRE#02060065
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202 Fashion Lane, Ste 106
Tustin, CA 92780

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